Category Archives: Budget management

What you can do with an extra cash this holiday season

Image courtesy of Stuart Miles at FreeDigitalPhotos.net

Image courtesy of Stuart Miles at FreeDigitalPhotos.net

I’m not a money-saving guru, but I just thought of sharing this simple yet effective tips to save some moolah this holiday season. If your closet have full of old clothes and stuff that you no longer need, you can turn them into money-making project through a yard sale. This way, you will no longer have to spend your bonus or 13th month pay for less important items. You’ll save and earn extra cash by selling old stuff and get rid of the clutter in your closet.

But if you want to do something extraordinary for other people this Christmas, you can give your yard sale proceeds to charities. Or you may also conduct your own gift-giving activity for an orphanage with your friends. Better yet start with the people you know in your neighborhood that need some assistance. A little help will send smile to their weary spirits.

Simple Tips in Securing Student Loan

Image credit: bluebay at FreeDigitalPhotos.net

Image credit: bluebay at FreeDigitalPhotos.net

There are different things that you may be thinking about right now. Aside from the reverse mortgage of your grandparents, you also have to keep track of how you can secure your student loan. You need the most up to date details about the student loans that you can get as well as the other lenders. You may be one of the many students who cannot attend challenge without a student loan. Some tips you have to remember are the following:

  • Get to know your country’s current economic status because it can affect the loan you can get.
  • You have to improve your credit score before you apply so that your chances of getting approved will be greater.
  • Be informed about the interest rates as well as the amount that you have to pay for every month so that you can prepare yourself ahead of time.

These tips will help you secure your student loan with ease. Do not settle for the first loan and lender that you see. It will help to search and look around.

Save some cash for Christmas

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Image courtesy of stockimages at FreeDigitalPhotos.net

I’m not a money-saving expert, but I just thought of sharing this simple yet effective tip to save some cash for Christmas. If you have old clothes and stuff that you no longer need, you can turn them into instant cash by conducting a yard sale. This way, you will no longer have to spend your bonus or 13th month pay for less important items. You’ll save and earn extra cash by selling old stuff and get rid of the clutter in your closet.

But if you want to do something extraordinary for other people this Christmas, you can give your yard sale proceeds to charities. Or you may also conduct your own gift-giving activity for an orphanage with your friends.