Category Archives: Saving tips

Do-it-yourself fabric face mask

About a month ago health experts said face mask should be worn only when necessary (mag mask ka lang kung may ubo at sipon ka). But wearing face mask has now become necessary to be worn when going out because of the pandemic.

The lack of supply in the market has driven many to make their own face mask using different types of colorful fabric.

Image by Gabriele Lässer from Pixabay

I’ve discovered three ways to make face mask through this website.

Here are a few DIY mask tips from Today.com:

DIY face mask supplies

Depending on your method, you might need some or all of the following:

  • Fabric
  • Scissors
  • Needle and thread
  • Sewing machine (if you have one)
  • Rubber band or elastics
  • Ruler

Fabric

  • The ideal fabric is tightly woven 100% cotton
  • Try to avoid anything with too much stretch
  • In a pinch, if you don’t have cotton, you can use pillowcases, tea towels, thick T-shirts or vacuum bags
  • Scarves and bandannas also work

How to make a mask with fabric without sewing:

Jenny Chang-Rodriguez / TODAY
  1. Use a square scarf or a cut a large square out of a T-shirt (at least 20 inches by 20 inches).
  2. Fold two sides of the square in to meet each other in the middle then fold this in half lengthwise. You should be left with a long rectangle with the edges sandwiched inside.
  3. Grab two hair ties (or rubber bands) and pull one around each end of the long rectangle, roughly breaking the rectangle into thirds. (It should almost look like a candy wrapper.)
  4. Fold each outside third of fabric into the center.
  5. Pull the mask on by fitting the hair elastic around ears and making sure the end tails of fabric are against your face so the mask stays put.

How to make a face mask with fabric using needle and thread:

Jenny Chang-Rodriguez / TODAY
  1. Cut two pieces of fabric that are equally sized (measure your face to see how wide/long you need them to be).
  2. Take the two layers of your 100% cotton fabric or substitute. If you’re working with patterns, face the two sides together (like you’re making a sandwich).
  3. Place the elastic or ties (*see instructions below) in between the layers and sew them into the corner. For elastics, sew one at each end so it creates a loop on each side. For ties, use one piece at each corner so there are four total.
  4. Make three staggered pleats lengthwise on the mask, as if folding a paper fan. Then sew all the way around. This will make a rectangular mask.

How to make a face mask with fabric using a sewing machine:

Jenny Chang-Rodriguez / TODAY
  1. Cut four pieces of fabric that are equally sized (measure your face to see how wide/long you need them to be).
  2. Pair up two of the four pieces together so they are symmetrical. Sew the center seams (curved part that covers your nose) together. Repeat with the remaining two pieces.
  3. Get your ties ready (*see instructions below). Take one tie from the 11-inch piece and one from the 9.5-inch piece. The longer piece will go on the top of the mask (where it would touch your nose) and the shorter will go on the bottom.
  4. Place the two sewn pieces of fabric on top of each other (like a sandwich) so they’re symmetrical. Place ties on the corners of one side of the mask. They should meet the edge of the mask and then go inside of the mask.
  5. On the edge of the mask, you should see the following: one layer of mask, the ribbon/tie and another layer of mask. Sew the edges so they are all sewn together.
  6. Next, repeat this step for the other side with your remaining ties, making sure to pair ties up so they’re the same length and are symmetrical on both sides. Sew around the mask but keep one side open so you can turn the mask inside out.
  7. Turn it inside out and sew the gap closed.

How to make elastics for your mask:

  1. To make your elastics, you can use ribbon or more of the fabric you’re using for the mask.
  2. You will roughly need one 11-inch and one 9.5-inch long strip of fabric, both of which are 1 inch in width.
  3. Cut the two strips in half and place them aside (follow sewing instructions for the mask above).

Images and steps in doing the face mask is not mine.

Great plants to give as gifts this Christmas

Just a few more days before Christmas and you haven’t bought anything to give your friends and relatives. Have your thought of giving them plants? There are a number of good plants that you can give as gifts. Plants are sustainable and environmentally friendly. You can grow the following plants inside your house. Taking care of indoor plants improves the quality of air you breathe and it reduces stress.

Cactus
Herb
Herb
Christmas plant
Christmas plant
Orchids
Orchids

Image credit: FreeDigitalPhotos.net

You may check the nearest bazaar or market in your area to buy these ornaments. These flowering plants and herbs are quite popular not only among the oldies but the young consumers as well. Happy shopping!

Tips on Savings and Personal Finance

Repost from my Go Negosyo Newsletter subscription, January 18, 2017

Top 5 tips from entrepreneur Armand Bengco to make that money go-round for a prosperous year!

1) Have a bank account aside from your payroll account

Bengco emphasizes that importance of being present and active in the financial world. Having an account outside your payroll account allows you to build a relationship with your bank. Also, you can assign one account to be reserved for savings and the other for expenses.

2) After a savings account, get a checking account

Bengco recommends getting a checking account because a check is not only in your name, but the bank’s. The bank itself lets you borrow money in their name – this gives you credibility and an even better foothold in the financial world.

3) Savings, savings, savings

Set a percentage of your income that you need to save and stick to it. It doesn’t have to be a big percentage – you can even start with 10%. Savings should be the last thing you touch, so make sure when you’re planning on how much of your income will go to your savings, you’ve already properly allocated your funds to cover all your expenditures.

4) Start investing your money on other things

Bengco shares his personal venture into male vanity in the form of Backalley Barbershop – a way for him to diversify his income. Savings are important but investing allows you to grow and protect your money. Imagine if you only had one source of financial security, like your savings or business. Having a diverse source of income won’t leave you bankrupt at the end of crisis.

5) Insurance is necessary

Insurance today already covers life/living benefits. Before, insurance only had death benefits. But insurance has developed and improved today and among the benefits are paying off debts, unforeseen expenses, and securing your dependents’ futures.

Armand Bengco is the Co-Founder and Executive Director of the Colayco Foundation for Education, Inc., as well as the Co-Founder and General Manager of Kapatiran sa Kasaganaan Service and Multi-Purpose (KSK-SMP) Cooperative. He hails from a family of established financial and investment practitioners. He has a wide experience in personal finance, government, manufacturing, self-employment, and information technology. Mr. Bengco is the host of Global News Network’s Pisobilities at the Business Portal and DZRH-TV’s Pera Pera Lang Yan and Seminar School Plus. A regular also in GMA News TV’s Pisobilities TV Program and radio host in DZXL-RMN’s Pisobilities. He regularly conducts financial seminars and workshops in line with the foundation’s advocacy.